Terms of Use

These Terms of Use ("Terms") govern your access to and use of the website operated by Stegerit Finanz AG ("we", "our", or "the Company"). By visiting or using this website, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not accept them, please refrain from using the site.

1. Permitted Use of This Website

This website is made available for general informational purposes in connection with our professional services. You are permitted to browse and use the site for lawful purposes only.

2. No Professional or Financial Advice

All content published on this website is intended for general informational purposes only. Nothing on this site constitutes — or should be interpreted as — financial, investment, legal, tax, or any other form of professional advice.

3. Accuracy and Currency of Content

We make reasonable efforts to ensure that the information presented on this website is accurate, up to date, and complete. However, we do not warrant or guarantee the accuracy, reliability, or completeness of any content at any given time.

Information may be amended, updated, or removed without prior notice. We accept no responsibility for decisions made on the basis of content that has since been changed or is found to be inaccurate.

4. Intellectual Property

All content on this website — including but not limited to text, graphics, logos, layout, and design elements — is the exclusive property of Stegerit Finanz AG or its licensors and is protected under applicable intellectual property laws.

No part of this website may be reproduced, distributed, modified, or used for commercial purposes without our express prior written authorisation. Unauthorised use may give rise to legal action.

5. Third-Party Websites and Links

This website may contain links to external websites operated by third parties. These links are provided for convenience only and do not imply any endorsement, affiliation, or responsibility on our part.

We exercise no control over third-party websites and are not liable for their content, availability, or privacy practices. You access such sites entirely at your own risk and are advised to review their respective terms and privacy policies.

6. Limitation of Liability

To the maximum extent permitted by applicable law, Stegerit Finanz AG and its directors, employees, and affiliates shall not be held liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

• Your access to or use of — or inability to access or use — this website
• Any reliance placed on the content or information published here
• Unauthorised access to or alteration of your data or transmissions
• Any interruption, suspension, or discontinuation of the website

This limitation applies regardless of the legal theory under which the claim is brought, even if we have been advised of the possibility of such damages.

7. Disclaimer of Warranties

This website is provided on an "as is" and "as available" basis, without warranties of any kind — whether express, implied, or statutory. We do not warrant that the website will be uninterrupted or error-free.

8. Privacy

Your use of this website is also subject to our Privacy Policy, which forms part of these Terms by reference. The Privacy Policy explains how we collect, use, and protect your personal data. We encourage you to review it carefully.

9. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of Switzerland. Any disputes arising in connection with these Terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of Switzerland.

10. Amendments to These Terms

We reserve the right to revise these Terms at any time, at our sole discretion. Updates will take effect immediately upon being posted to this page.

Your continued use of the website following the posting of any changes constitutes your acceptance of the revised Terms. If you do not agree to the updated Terms, you should discontinue use of the website.

Contact Us

If you have questions about these Terms or wish to request further information, please contact us at: support@stegeritfinanz.com